From Training to Self-Reliance: Rural Women Become Entrepreneurs through RSETI in Rohtak

Rohtak, December 19, 2025: Stories of self-reliance and empowerment took centre stage during the District Level Review Committee (DLRC/DCC) meeting held today under the chairmanship of the Deputy Commissioner Sachin Gupta, as successful case studies of Rural Self Employment Training Institute (RSETI) trainees were highlighted.

Jiya from Gandhra village and Jyoti from Garhi Bohar village, both trained at RSETI Kharawar, have established their own cosmetics and beauty businesses and are now earning independently, setting inspiring examples for other rural women.

A 12th-pass youth, Jiya received professional training from RSETI and subsequently set up a cosmetics and parlour shop in her village. She is currently earning more than ₹15,000 per month, supporting her family and motivating other women to opt for self-employment.

Jyoti, also a 12th-pass, utilised RSETI training to start her own cosmetics business. She has achieved financial independence and is now contributing significantly to household income, demonstrating the transformative impact of skill development.

Praising these success stories, the Deputy Commissioner directed RSETI to align training programmes strictly with market demand, noting high local demand for plumbing, tailoring, cooking, home nursing, fast food preparation, beauty and wellness services.

He further instructed that details of trained youth, after police verification, be uploaded on a dedicated website to enhance employment opportunities and public confidence.

Reviewing district banking indicators, the Deputy Commissioner expressed satisfaction that Rohtak has achieved a Credit-Deposit (CD) Ratio of 65%, surpassing the minimum benchmark of 60%.

He also noted that Priority Sector lending has reached 56% against the minimum requirement of 40%, while performance under MSME lending was found to be excellent. However, he expressed concern over agriculture credit stagnation and directed banks to intensify efforts in this sector.

Reiterating the Government’s commitment to enhancing farmers’ income, the Deputy Commissioner directed banks to ensure timely disbursement of agriculture loans to all eligible farmers.

He instructed banks to upload data under the Prime Minister’s Crop Insurance Scheme (PMFBY) with utmost care to avoid mismatches. Farmers holding Kisan Credit Cards (KCCs) were directed to be compulsorily covered under PMFBY unless they submit a written opt-out by 24 December.

Reviewing the Annual Credit Plan (ACP) 2025–26 for the quarter ending September 2025, the following achievements were noted: Agriculture: ₹1,487 crore (89% of target), Priority Sector: ₹6,257 crore (124% of target) and MSME: ₹4,536 crore (162% of target).

While appreciating banks for surpassing targets in MSME and Priority Sector lending, the Deputy Commissioner called for urgent corrective measures to boost agriculture credit.

The Deputy Commissioner directed all banks to dispose of loan applications under Government sponsored schemes within seven days and avoid bulk or incomplete sponsorship of cases.

Emphasising cyber security, banks were instructed to promptly provide transaction IP details, CCTV footage, account statements and KYC documents to the Police Department whenever required for cyber fraud investigations.

RBI Lead District Officer Kanwal Krishna stressed timely achievement of ACP targets for FY 2025-26 and highlighted the Financial Inclusion Saturation Campaign and updating of unclaimed deposits data.

NABARD District Development Manager Ankit Dahiya briefed the meeting on AIF, e-NWR, CGS-NPF, NABARD refinance support, RIDF projects and computerisation of PACS in Rohtak district. Lead District Manager Mahavir Prasad assured full compliance with the Deputy Commissioner’s directions and committed to timely achievement of all targets.

Concluding the meeting, the Deputy Commissioner said, “These success stories show that when skill training is aligned with market demand and supported by timely bank credit, it can truly transform lives. Our focus must remain on people-centric banking and livelihood-oriented development.”